Plain-English guides to money you may be owed
25 honest, jargon-free guides on settlements, refunds, subscriptions, and staying safe. Not legal advice.
Settlements 101
How to Find Out If You Qualify for a Class-Action Settlement
The clearest signals you might be eligible - and how to actually check.
Read the guide →How Class-Action Settlements Actually Work (Plain English)
The whole lifecycle, explained without the legalese.
Read the guide →What Happens After You File a Class-Action Claim?
The steps from "submitted" to "paid" - and why it takes months.
Read the guide →Settlement Claim Deadlines: How Not to Miss Free Money
The dates that matter and how to never miss one.
Read the guide →How Long Do Settlement Payouts Take? Realistic Timelines
Honest timelines and what affects how fast you get paid.
Read the guide →What Information Do You Need to File a Settlement Claim?
What you actually need - and why never your full SSN.
Read the guide →Open Settlements You May Be Able to Claim Right Now
The categories of open settlements and how to browse them.
Read the guide →Trust & safety
Are Class-Action Settlement Apps Legit? An Honest Look
A balanced answer - green flags vs. red flags.
Read the guide →How to Avoid Settlement and Refund Scams
The warning signs and how to verify a settlement is real.
Read the guide →Were You Part of a Recent Data Breach? Here's How to Check
How to find out if your data was exposed - and what to do.
Read the guide →Data Breach Settlements: How to Check If You're Eligible
How breach settlements work and the SSN caution that keeps you safe.
Read the guide →A Privacy-First Approach to Money-Recovery Apps
The data risks of money apps and how to vet them.
Read the guide →Subscriptions & charges
How to Find and Cancel Subscriptions You Forgot About
Find the recurring charges quietly adding up - and cut them.
Read the guide →Subscription Audit: How to Do a 10-Minute Money Cleanup
A simple step-by-step audit you can run today.
Read the guide →Forgotten Free Trials That Turn Into Paid Subscriptions
How trials convert - and how to catch them in time.
Read the guide →Hidden Charges: How to Spot Fees Quietly Draining Your Account
The sneaky charges to look for and what to do about them.
Read the guide →Refunds & unclaimed money
The Most Common Settlements Americans Forget to Claim
The categories of money people miss most often.
Read the guide →Refund Tracking 101: Price Drops, Recalls, and Late Deliveries
The everyday refunds you may be owed and how to track them.
Read the guide →Unclaimed Money: How to Check If a State Is Holding Yours
How to search the official free databases - and avoid finder fees.
Read the guide →Consumer Payout Programs Most People Don't Know Exist
Lesser-known programs that quietly pay consumers back.
Read the guide →Pricing & value
Why Settlement Claims Are Free to File - and When an App Is Worth It
Yes, claims are free. Here's exactly what a tool adds.
Read the guide →Is PendingMoney Worth It? How Our Pricing Works
What you pay, what you get, and when it's worth it.
Read the guide →PendingMoney vs. Doing It Yourself: What You're Really Paying For
An honest look at the DIY path vs. using a tool.
Read the guide →The Best Apps to Claim Money You're Owed (2026)
What to look for in a money-recovery app.
Read the guide →Rocket Money Alternatives: A Calmer Way to Recover Money
Recovery-first vs. budgeting - a fair comparison.
Read the guide →Rather just see what may be waiting for you?
Find My Pending MoneyEligibility and payouts are not guaranteed. PendingMoney is not a law firm and does not provide legal advice.